Privacy Policy

Frequency: Wealth Mindset — Last updated: August 18, 2026

This Privacy Policy describes how Frequency: Wealth Mindset ("Frequency," "we," "our," or "the app") handles your information. Frequency is an educational wealth-mindset and habit-tracking app. It is not a financial advisor, broker, or bank. No financial advice is provided. All content is educational in nature. No results are guaranteed.

1. Information We Collect

Frequency is designed to work with minimal data. Here is what we collect and why:

• Onboarding & Quiz Responses: When you complete the Bridge assessment quiz, your answers are stored on your device to generate your personalized Bridge Score and recommendations. This data stays on your device.
• Journal & Exercise Entries: Text you write in the Clear exercise (e.g., "Set the Scene," "Name the Belief") is stored locally on your device. It is not transmitted to our servers.
• Purchase History: Subscription purchases are processed entirely by Apple through the App Store's In-App Purchase system. We do not collect or store your payment information. Apple handles all transaction data according to its own privacy policy.
• App Usage Data: The app uses Apple's standard system APIs (UserDefaults, file system) to remember your progress, preferences, and settings. This data remains on your device.

2. Data We Do NOT Collect

• We do not require an account, email address, or password to use the app.
• We do not collect, store, or transmit personal financial data (bank accounts, income, transactions).
• We do not use analytics SDKs or tracking tools.
• We do not use advertising networks or advertising identifiers (IDFA).
• We do not share, sell, or rent your data to third parties.
• We do not track you across other apps or websites.

3. How Data Is Stored

All user-generated content — quiz results, journal entries, habit progress, and preferences — is stored locally on your device using iOS's built-in storage (UserDefaults and the app's sandbox). If you delete the app, all local data is permanently removed. We do not maintain a remote database of user content.

4. Third-Party Services

• Apple In-App Purchase: Subscription transactions are processed by Apple. Apple's privacy policy applies to purchase data. See Apple's Privacy Policy.
• Apple StoreKit: Used to manage subscription status and restore purchases. No personal data is transmitted beyond what Apple's own frameworks handle.

5. Data Retention

All local data is retained on your device until you delete the app. Once the app is deleted, all data is permanently erased. We do not retain any data on our servers because we do not operate any servers for user data.

6. Your Privacy Rights

Since all data is stored locally on your device and we do not collect or process personal data on our servers, your privacy is controlled by your device settings. You can:

• Delete the app to permanently erase all stored data.
• Cancel subscriptions at any time via Settings → App Store → Subscriptions on your device.
• Restore purchases using the "Restore Purchases" link on the paywall if you reinstall the app.

7. Children's Privacy

Frequency is rated for users 4+ and does not intentionally collect any data from children. No account is required, and no personal information is collected from any user regardless of age.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the app after changes constitutes acceptance of the updated policy.